The Best Balance Transfer Credit Cards

When you want to change your credit card you can just apply for another one, but if you have a balance on your current card, that’s when you should use a balance transfer. Your business is important to credit card lenders, they want your business and are prepared to offer you great introductory deals on balance transfer interest rates, with all the competition in the market place there has never been a better time change your credit card.

That’s not all you could save with a balance transfer. You should be thinking of reducing your normal credit card interest rate, so the next credit card you choose could have a lower interest rate. You might want a better rewards program than your current credit card has, or a better frequent flyer program. What ever you are after in a credit card, balance transfers are here to make it easier for you to change.

Best Balance Transfer Credit Cards


Citibank Clear Platinum Card features:

Waiting for rewards, be rewarded instantly.
The Citibank Clear Platinum Card gives you great rewards right from day one with no need to wait around for loyalty points that just don't add up.

  • A low 11.49% on purchases
  • Discounts with Citibank World Privileges
  • Exclusive access with Visa Platinum Concierge
Purchase Rate
11.49% 		Interest Free
55 days 		Annual Fee
$99.00 		Balance Transfer
0.99% for 6 months

 

Citibank Gold features:

  • Free International Travel Insurance
  • Automatic FREE access to a superior Rewards Program
  • Access to Citibank World Privileges
  • Generous credit limit up to $25,000.
  • Up to 55 Days Interest-free on retail purchases.
  • FRAUD SHIELD
Purchase Rate
20.49% 		Interest Free
55 days 		Annual Fee
$149.00 		Balance Transfer
1.90% for 9 months

 

Citibank Clear Card features:

At last a credit card that gives you a low interest rate of 15.49%p.a. on purchases.* Apply now and you’ll also receive 2.9%p.a. for 6 months on Balance TransfersØ. With Citibank Clear Card, the choice has never been clearer.

  • 15.49%p.a. ongoing on purchases*
  • 2.9% for 6 months on Balance Transfers
  • Access your account anywhere, anytime via Internet and phone banking
  • Up to 55 days interest free on retail purchases
Purchase Rate
15.49% 		Interest Free
55 days 		Annual Fee
$65.00 		Balance Transfer
2.90% for 6 months

 


Best Balance Transfer Credit Cards Chart

Find the best balance transfer credit cards with this easy to use credit card chart, ordered by the best best balance transfer rates.

Credit Card
Interest Rate
Interest Free
Annual Fee
Balance
Transfer
Citibank Clear Platinum Card11.49%55 days$99.000.99% for 6 monthsApply Now
Citibank Gold20.49%55 days$149.001.90% for 9 monthsApply Now
Citibank Clear Card15.49%55 days$65.002.90% for 6 monthsApply Now
IMB Gold Rewards Mastercard18.74%-$99.002.90% for 9 monthsApply Now
CUA Gold Rewards Mastercard18.74%-$85.002.90% for 9 monthsApply Now
Citibank Silver Credit Card20.49%55 days$89.002.90% for 12 monthsApply Now
BP-Citibank MasterCard20.89%55 days$79.002.90% for 12 monthsApply Now