Business Credit Cards

Business Credit Cards are credit card facilities for business, operate your business through a credit card and utilise benefits every business should have. In today’s busy life, businesses large and small still need a low cost way to manage cash flow. Credit Cards offer an easier way to operate your cash flow.
There are many reasons to get a credit card for your business, with over a month of interest free credit you can manage your cash flows week to week easily, all items purchased through a business credit cards are tracked through monthly statements or instantly online, you can find out if you have paid for those business items that you needed for the job.
You can have multiple credit cards linked too the one account, arrange multiple people in your organisation with a budget and track their expenditure live online. Great for account recording, items can be segregated in to sections automatically if need be.
Credit limits for business credit cards can vary from $5000 - $75000. your business could use this credit for operating expenses while invoice are being paid. If your invoices are 3 month payable, credit card interest free periods managed correctly can ensure operations between income payments, simplifying your business operations.
Credit cards also offer benefits that you can utilize for your business, such as frequent flyer points and increased warranty of purchases. If you travel for business, a frequent flyer card is a must to save money on airfares or you you buy alot of office equipment, ensure there longevity with the extended warranty period when purchased through the credit card.
main business credit card features

  • travel insurance
  • frequent flyer miles
  • shopping benefits
  • security
  • multiple cards
Credit Card
Interest Rate
Interest Free
Annual Fee
Balance
Transfer
Citibank Clear Platinum Card11.49%55 days$99.000.99% for 6 monthsApply Now
ANZ Gold Visa18.49%55 days$87.007.99% for 6 monthsApply Now
AMEX Business Accelerator18.99%55 days$160.00-Apply Now
Commonwealth Bank Gold Card19.24%55 days$114.00-Apply Now
Commonwealth Bank Platinum Card19.49%55 days$280.00-Apply Now
AMEX Blue Sky Credit Card19.99%55 days$0.00-Apply Now
AMEX Qantas Premium Credit Card20.49%44 days$249.00-Apply Now
Citibank Gold20.49%55 days$149.001.90% for 9 monthsApply Now
AMEX Platinum MoneyBack Credit Card20.49%44 days$99.00-Apply Now

Citibank Clear Platinum Card


Waiting for rewards. Be rewarded instantly.
The Citibank Clear Platinum Card gives you great rewards right from day one with no need to wait around for loyalty points that just don't add up.

With a low interest rate and all the benefits you'd expect from a prestige card, there is no time like the present to start a more rewarding lifestyle.

And by offering a rate of 0.99% on balance transfers for the first 6 months, Citibank Clear Platinum just keeps clocking up the advantages.

Citibank Credit Cards are currently offering an introductory rate of 0.99% p.a. for 6 months on balance transfers. Balances transferred are repaid before other cash advances and retail purchases. Transactions made other than with this offer will be subject to interest at Citibank's standard Clear Platinum Credit Card rate, currently 11.49% p.a. for purchases and 20.99% p.a. for cash advances which is variable, subject to change.

At a glance: Citibank Clear Platinum

  • A low 11.49% on purchases
  • Annual fee of just $99
  • Discounts with Citibank World Privileges
  • Exclusive access with Visa Platinum Concierge



ANZ Gold Visa


Extended Warranty Insurance for up to 12 months, in addition to the Australian manufacturer's warranty*

  • 90-day Purchase Security Insurance cover for loss, theft or accidental damage for most items purchased*
  • Comprehensive Overseas Travel and Medical Insurance including coverage for overseas medical expenses
  • ANZ Gold Liberty 24 hour dedicated phone service for peace of mind when things don’t go according to plan
  • Commission free travellers' cheques from any ANZ branch in Australia
  • No ANZ overseas cash withdrawal fees
  • Up to 55 days interest free credit on purchases
  • Online Guarantee so you won't be liable for unauthorised or fraudulent Internet purchases
  • Worldwide Visa acceptance
  • Up to 9 additional cardholders at no extra cost
  • ANZ FalconTM – 24/7 credit card protection


'Apply Now' for ANZ Gold and receive a response in 60 seconds. You don’t need to be an ANZ customer to apply for an ANZ Gold credit card. Terms & conditions available on application. Fees & charges apply.




AMEX Business Accelerator


You’ll earn 2 Membership Rewards points for every $1 spent up to $150,000 - reverting to 1 point for $1 thereafter (reset
annually)¹. These points are not capped and will not expire as long as your account remains current.


If you’re not completely satisfied with the Card within the first 90 days
after the Annual Card fee is first applied to your Card,
we will refund the $160 Annual Card fee².


A card that does your numbers. Every month, you’ll receive a statement that includes a GST breakdown that meets ATO
requirements7 for GST reporting. And, by enrolling to view your account online, you can check your account and manage your
expenses when you need to, 24 hours a day. You can also download your statements straight into Quicken®, MYOB® or your
Microsoft® Excel budget spreadsheet - saving you time preparing your BAS


Numbers that give flexibility. The Business Accelerator Credit Card really stretches your cash flow, with up to 55 days interest
free5.


Guaranteed to Impress:

 

  • The American Express Business Accelerator gives you automatic enrolment in our Membership Rewards program
    Choices option, giving you access to top class shopping and gifts.
  • You can redeem your points for flights³ with no blackout dates or restrictions, giving you added flexibility and
    convenience.
  • Your Membership Rewards points can also be used to pay off the balance of the Card4.
  • You’ll earn points whether you’re using the Basic Card or one of the Supplementary Cards (with no annual Card fee).
  • The Business Savings™ Program gives you access to great business discounts.
  • The Annual $160 Card Fee is tax deductible if the Card is used solely for business7.
  • Because it’s a Credit Card, you can pay for larger purchases by attending to the minimum payment due every month.
    The Card’s interest rate is 18.99% p.a.