Cash Back Credit Cards

Many rewards credit cards offer a cash back feature which pays you money for using credit cards, these credit cards incentives benefit you more if you spend big with your credit card, but even modest spending can still earn you your cash back reward.

Get rewarded for using your credit card by earning cash back on all your credit card purchases, you can think of these cards like discounts on every item you purchase. Most cash back credit cards offer other rewards like holidays or flyer miles.

If you’re considering a cash back rewards credit card, refinance has brought together the best cash back credit cards offers available online.

Compare the Best Cash Back Credit Cards

Use our best cash back credit card comparison chart ordered by the best interest rates to compare which credit card offer is best for you.




ANZ Balance Visa features:

  •     Earn 1 Reward Point3 for every $1 you repay
  •     Reward Points = Cash Back, Shopping Vouchers and Gift Cards
  •     Competitive interest rate on purchases of 13.74% p.a.
  •     For a limited time, save with 0% p.a. on balance transfers for 6 months
  •     ANZ FalconTM
  •     Online Shopping guarantee

 
Purchase Rate
13.74% 		Interest Free
55 days 		Annual Fee
$79.00 		Balance Transfer
0.00% for 6 months

 

Commonwealth Bank Awards Card features:

One account. Two cards. Expect more. With our Awards program and benefits, these cards will complement your lifestyle. Apply today to see the rewards.

  • Interest rate 19.49% p.a. on purchases
  • Interest-free period Up to 55 days
  • $89 annual fee
  • Use your rewards for travel, hotels, shopping and even donations to charities with CBA Bonus Partners
  • Access to MasterCard® applause™
  • globaleshop by American Express
  • Emergency Travel Assistance for Commonwealth Bank American Express® Cards
Purchase Rate
19.49% 		Interest Free
55 days 		Annual Fee
$89.00 		Balance Transfer
5.99% for 5 months

 

BP-Citibank MasterCard features:

A credit card that gives you automatic savings on everything you buy anywhere. With the BP-Citibank MasterCard the money you save is simply credited to your account.

  • Save at BP - 5% off your petrol and everything else you buy at BP.
  • 2.9%p.a. on balance transfers for 12 months.
  • Save everywhere else -0.5% off everything else you buy anywhere.
Purchase Rate
19.89% 		Interest Free
55 days 		Annual Fee
$79.00 		Balance Transfer
2.90% for 12 months

 

AMEX Platinum MoneyBack Credit Card features:

Influence. Status. Privilege. Nothing impresses quite like Platinum. The American Express Platinum MoneyBack Card opens a world of luxury and service.

And you'll earn 5% of your MoneyBack for the first 3 months (capped at $300 for the first $6,000 you spend). Then 1% with no limit to your MoneyBack. It could add up to anything from a lava lamp to oysters at the Ritz. Whatever you want that day.
Purchase Rate
20.49% 		Interest Free
44 days 		Annual Fee
$99.00 		Balance Transfer
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