Low Interest Rate Credit Cards

You need the lowest interest rate credit card if you need to have a balance owing for a while. Higher interest rates can make your debt grow faster than you may notice, but if you had a lower interest rate credit card you would reduce the amount of interest calculated on that balance every day. Make it easier for you to repay sooner!

Low interest rate credit cards are perfect if you keep a certain amount owing on a credit card from month to month. By choosing a low interest credit card, you can save hundreds every year on interest repayments. Why not transfer your current credit card balance to a low rate credit card and start saving on interest today.

Low Interest Rate Credit Card Chart

Find the right low interest rate credit card with this easy low rate credit card chart. All credit cards listed are ordered by lowest interest rate.

Credit Card
Interest Rate
Interest Free
Annual Fee
Balance
Transfer
Citibank Clear Platinum Card11.49%55 days$99.000.99% for 6 monthsApply Now
Aussie MasterCard11.99%55 days$49.002.99% for 6 monthsApply Now
StGeorge Vertigo MasterCard11.99%55 days$55.002.99% for 6 monthsApply Now

Top 3 Low Interest Rate Credit Cards

These credit cards have the lowest interest rates on offer so check out the key features. We are sure you'll love the advantages of owning one of these credit cards.

Citibank Clear Platinum Card features:

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The Citibank Clear Platinum Card gives you great rewards right from day one with no need to wait around for loyalty points that just don't add up.

  • A low 11.49% on purchases
  • Discounts with Citibank World Privileges
  • Exclusive access with Visa Platinum Concierge
Purchase Rate
11.49% 		Interest Free
55 days 		Annual Fee
$99.00 		Balance Transfer
0.99% for 6 months

 

Aussie MasterCard features:

  • A low interest rate of 2.99% p.a. on balance transfers for first 6 months¹.
  • 2.99%p.a. on purchases for the first 6 months²
  • Reverts to a low ongoing rate, currently 11.99%p.a. on purchases³
  • Up to 55 days interest free credit on purchases
  • A 60-second response to your application
  • Shop safely online at participating merchants with MasterCard Securecode™
Purchase Rate
11.99% 		Interest Free
55 days 		Annual Fee
$49.00 		Balance Transfer
2.99% for 6 months

 

StGeorge Vertigo MasterCard features:

Want to get smarter with your money? Then the St.George Vertigo MasterCard is the perfect accessory. It can help you buy the things you need and still stay in control of your credit card balance.

  • Low variable rate on purchases - just 11.99%p.a.
  • 2.99%p.a. on any balance transfer for up to 6 months
  • Low annual fee of $55.
  • Up to 55 days interest free on purchases.

 
Purchase Rate
11.99% 		Interest Free
55 days 		Annual Fee
$55.00 		Balance Transfer
2.99% for 6 months